Thursday March 30 – Earning Money on the Internet

Pick 3 of the companies that you could make money with, look at the information and summarize it in a google doc or spreadsheet. Include information about what is involved in making money. For example on youtube, you could talk about what creators have to do to earn a reasonable income, and what are their costs. What are possible risks (like driving for Uber or hosting for Airbnb)? If you can, include some sample calculations using the numbers given on the site. You can discuss what fees are charged, then make up some numbers and approximate fees. If you have other companies you are interested in researching, you can talk to me!

Youtube:

Youtube Creators – watch both videos

Youtube video monetization criteria

http://techwiser.com/how-much-can-you-make-from-youtube/

Ebay:

Selling on Ebay – Fees

Etsy:

Selling on Etsy – Click on Learn more under “Low fees”

Uber:

Being an Uber Driver – Watch the video – How the Uber Driver App Works (Does not include payment amount)

Questions Uber Drivers may have

Google how  much uber drivers make

Kickstarter:

https://www.kickstarter.com/learn?ref=home_start – Scroll down to “Why Kickstarter?”, check out some of the questions about fees and other aspects of Kickstarter

Indiegogo:

Indiegogo Fees

How Indiegogo Works

Amazon:

Selling on Amazon.com

Selling on Amazon.ca

Self Publishing Books:

Amazon Self Publishing

Kobo Self Publishing

Airbnb:

https://www.airbnb.ca/host/homes

Monday April 3, 2017 – After graduation, getting a job

Read the following article on Millennials entering workforce

Check out Career Guides on Talent Egg – pick a career field interesting to you, look through the articles

For some industries, a linkedin profile is necessary to getting a job. Start a linkedin profile and continue to add to it over the years. This is like an online resume, with the opportunity to network with people online.

Scary thought: Potential employers creep you on google, Facebook, and other social media. Using an incognito window – Google yourself – what comes up? What is available online to strangers? What can they access on the various social media that you are on?

Interview advice – Power Poses

Grit – perseverance and success

What defines success?

Tuesday April 4

Con Em If You Can – Frauds and Scams

CRA Scams – Watch video, and read 3 different scam stories and then answer these questions

Wednesday April 5

Complete the summaries of the different types of fraud.

Thursday April 6

***Tomorrow we have a guest speaker please come on time!

Today’s lesson revolves around what to do while you are unemployed or underpaid, and what to do when you get a job offer. Make notes for yourself on what you feel is important for your own future life and career.

OSAP loans Repayment Assistant Plan – If you make no income, or not much income right after you graduate, you may not have to pay back your loan immediately. You need to fill out a form every 6 months while you are in this situation. Read more about the details.

Essential Money Tips for New Graduates – #8-10 apply to people in the United States rather than Canada

What if you are successful in an interview?

If you have a job offer – it is often possible to negotiate (depending on the field) – read the 4 pages of advice.

15 rules for Negotiating a Job Offer

What to look for in a job offer – Think about what is important to you – vacation? maternity/paternity leave?

Friday April 7, 2017

Guest Speaker – Pensions

Monday April 10, 2017 – Getting a Car

There are a few options when getting a car – Buying in full, Financing, or Leasing.

Read the following articles and then summarize your thoughts in a google doc – what are the pros and cons of leasing and financing? Why might you lease? Why might you finance?

Leasing vs. Buying

Lease or buy a car – Globe and Mail Article

Buy or Lease a Vehicle – Canadian Money Saver

Leasing vs. Financing – AutoTrader.ca

__________________

There are 2 options for buying a car – financing or paying full in cash. Click on the following links and make notes on the pros and cons of paying in full or financing a car.

Buying a Car in Cash vs Financing – Check out some of the comments as well for alternate opinions.

6 Reasons for Buying a Car in Cash

Are 0% car loans too good to be true? – Money School Video

Buying a Car: Pay Cash or Get a Loan

___________________________

New Car or Used Car? Make notes on the pros and cons of buying a new car versus a used one.

Is it still cheaper to buy a slightly used car than a new one?

Here’s why you want a new car and not a used one

4 Questions to help you decide on a New Car or Used Car

Tuesday April 11, 2017

Fill out the following google doc: Cost of a Car – This is a long document – I approximate 2-3 days worth of work.

Look at the following Blog by Samantha P. and add to peer feedback.

Look at the following Blog by Shaunette and add to peer feedback.

Hear Will and Dante’s song and add to peer feedback.

Wednesday April 12, 2017

Continue to work on Cost of a Car.

Look at Elsa’s Blog and add to peer feedback.

Look at Stories from University Students collected by Sam B and add to peer feedback.

Thursday April 13, 2017

Continue to work on Cost of a Car. (Last day to work on it in class.) Hand in Spreadsheet and Document when completed.

Look at Jordan’s Blog and add to peer feedback.

Look at Kevin’s Blog and add to peer feedback.

Tuesday April 18, 2017

Watch videos on Investing from Money School:

Summarize each video in a concise way in a google doc.

Learn About Investing #1 – What is Investing

Learn About Investing #2 – Why Invest?

Learn About Investing #3 – Compound Growth

Learn About Investing #4 – What is Risk?

Learn About Investing #5 – Risk in Investing

Learn About Investing #6 – Stocks vs. Bonds

Look at Emily’s Blog and add to peer feedback.

Look at Najmah’s Project and add to peer feedback.

Wednesday April 19, 2017

Risk vs. Reward Game – please be on time to class today!

Take this risk survey. What you invest in depends on many things – such as how old you are (how many more years you have to invest), and your risk tolerance.

Watch Grace’s Video and add to peer feedback.

Watch Niko, Sophia, Tony and Steven’s Video and add to peer feedback.

Thursday April 20, 2017

Investment Basics – Terms and Definitions

Watch Sani’s Video and add to peer feedback.

Read Zacky’s Blog and add to peer feedback.

Friday April 21, 2017

Look at Jared’s project and add to peer feedback.

Submit Peer Feedback (some thinking marks are assigned to this – please make sure you have tried to accurately assess your fellow peers).

Submit Investment Basics from yesterday.

Sign up for our Investment Contest – pick your stocks and mutual funds! We will see who has the most money at the end of the semester.

Please fill out this learning skills form.

Monday April 24

Investment Calculations

Tuesday April 25

How to Invest

Down Payments and Mortgages

Wednesday April 26

Real Estate Game

Thursday April 27

Housing Assignment – description_rubric

City Sign Up Sheet

Sample Housing Project

You can use a mortgage calculator (for example TD has one)

Wednesday May 3

Presentations

Thursday May 4

Presentations

Friday May 5

Tiny Houses and Community Living

Monday May 8

Finish Tiny Houses

Grad Breakfast starts at 9 AM!

Tuesday May 9

How much does all your furniture/other house stuff cost? Fill out this spreadsheet and do some research to find out!

Wednesday May 10

Insurance – Housing, Travel, Life

Thursday May 11

Housing Maintenance and Condo Fees

Friday May 12

Please do this survey to pick your sessions for Wednesday’s workshops. Descriptions of Workshops are here. Please pick 4.

Exchange Rates/Duties

Monday May 15

Travelling Project